Declaration of Risk

By accessing/using the Rits Capital platform through the website [https:ritscapital.com] (“Website”), you bear the fitness to undertake the risks in investments through the Website, including but not limited to the following:

Loss of Capital

Loss of capital is a potential risk when investing; it is essential to consider how much to invest. Investments in private companies (“Companies”) bear an inherent risk of not assuring full-fledged profits or returns from the assets. For this reason, it is generally recommended to create a diversified portfolio of investments, which will have the potential to deliver gains and absorb capital losses in the aggregate. Please scroll to the bottom of the page to see our Risk Warning for more information.

Lack of Liquidity

Liquidity refers to equity shares that can be sold with ease. However, the Companies’ equity investments are highly illiquid as the shares are unlisted/private and cannot be traded easily on an exchange or similar secondary trading platform. Any investment you make through the platform will be highly illiquid, which means you will be unable to sell your shares until the business has driven towards a successful exit. Even for a successful business, a flotation or purchase is unlikely to happen for several years. Investors must be of the time frame between investing in a business and seeing a return.

Rarity of Dividends

The Companies may most likely be unable to pay any dividend throughout the life cycle of an investment. Therefore, for you to earn a return out of any of your investments, you will have to go through a further sale or such other similar process for which a time frame cannot be ascertained.

Dilution

The Companies may raise additional capital in the future, and therefore, your shareholding may be diluted due to such an issue of new shares. Any investment you make through the Ritscapital platform might be subject to dilution. This means that if the business goes for additional funding at a later stage, more shareholders will come on board, reducing your percentage of the investee company. Another reason for dilution in a business would be due to the grant of options available to employees of the investee company or to other service providers closely linked to the business. It is therefore vital to continue to reinvest in the business, increasing your shareholder percentage.

Performance

The Company’s forward-looking statements, containing opinions and beliefs, are based on several estimates and assumptions subject to significant business, economic, regulatory, and competitive uncertainties. Though these statements can be used to understand the objectives and goals of the Companies, such statements should not be considered as undertakings from the Companies and should be considered merely speculative and having a subjective nature.

Diversification

Investing in Private businesses is always going to be high risk. Therefore it would be in the investors’ best interest to diversify their investment portfolio by investing smaller amounts in different companies in various sectors, rather than investing large amounts in a small company.

Tax

You may be liable to pay taxes on any dividends or gains you receive from your investments in the Company, and payment of such taxes is entirely your responsibility. Therefore, you should consult your tax advisor for more information on these matters.

For the avoidance of doubt, in light of your acknowledgment of the above risk factors, you agree and acknowledge that you shall hold Rit Capital harmless and shall not raise any claim regarding any of the above.